by Eric Klein | Apr 11, 2019 | Debt Negotiation
It’s very easy to get a no strings attached credit report. Simply go to www.annualcreditreport.com and follow the instructions for obtaining a credit report from each of the three credit reporting agencies. They offer online access to your reports or they will mail...
by Eric Klein | Dec 10, 2015 | Debt Negotiation
Last month, the District Court for the Southern District of Florida issued a bankruptcy court order to urge chapter 7 debtors to surrender real property by directing the debtors to halt all foreclosure defense. The decision in Failla v. Citibank, N.A., is the first of...
by Eric Klein | Oct 7, 2015 | Debt Negotiation
You may wonder what will happen to your debt after you die. Will your family be stuck with it? Would what you owe truly be the legal responsibility of your loved ones? Learn who — and who will not — be liable for any debt you owe after you die. Below are answers to...
by Eric Klein | May 27, 2015 | Debt Negotiation
A Missouri jury ordered Portfolio Recovery, a large bad-debt buyer, to pay nearly $83 million to Maria Guadalupe Mejia, of Kansas City, Missouri, because they pursued her for a $1,000 credit card bill that didn’t belong to her. The jury found the collector violated...
by Eric Klein | Dec 21, 2014 | Debt Negotiation
It is so tempting to say yes when a loved one asks you to co-sign for a loan they so desperately need. Regardless of how large or small the loan may be, adding your name to someone else’s debt is a very serious financial step. When you co-sign a loan, you’re signing a...
by Eric Klein | May 5, 2014 | Debt Negotiation
A late payment on one account could cost you higher rates and fees on all of your accounts – from your credit cards to your auto insurance. Many auto insurers use statistical analysis to determine that people with bad credit are more likely to file claims, so are...
