Insights

The Benefits of Chapter 13 Bankruptcy: Restructuring Your Debt

Bankruptcy is intimidating both by its nature and how society has framed it. Most people assume it means destroying your credit score and forfeiting your prized assets, like your car and house, in exchange for debt elimination. While this is true in some cases, it is...

Katie Hulgren Is Now a Florida Registered Paralegal

On August 17, 2017, our firm’s own Katie Hulgren became an official Florida Registered Paralegal. What Is a Florida Registered Paralegal? A paralegal is someone with education, training or work experience, who works under the direction and supervision of a member of...

Can Your Relationship Recover from an Affair?

After the late nights and the suspicious excuses, the truth has finally come out – your partner has been having an affair. It’s devastating to discover that your spouse has lied to you, either directly or through silence. The trust that you’ve built together has been...

The Klein Advisor – December 2016

Why Listing your Home During the Holidays Might be the Best Time According to a Redfin study, houses listed from Dec. 21 through March 21 had a 9% greater chance of selling within 180 days closer to the asking price versus homes put on the market from March 22 through...

The Klein Advisor – November 2016

“Zombie Debt” – RISING FROM THE GRAVE Zombie debt is a term used to describe older debts that have been brought to life by actions of collecting it. If you have a debt from the past that was not paid, the account may have been written off as “uncollectable” or charged...

The Klein Advisor – October 2016

Throwing in the Towel – Sports Authority Filed for Bankruptcy Finally, football season is upon us! Getting hyped for Sunday’s game, you grab your lucky number 13, Dan Marino jersey (go Dolphins!) only to realize it’s probably time to retire that too. Unfortunately, a...

Bankruptcy And Stale Debts

A typical bankruptcy begins when someone files a petition. With some exceptions, the property belonging to that person will be used to pay creditors. In order for a creditor to receive payment it must file a proof of claim. If the proof of claim is inaccurate, then...

Social Security And Bankruptcy In Florida

“My parents didn’t want to move to Florida, but they turned sixty, and that’s the law” – Jerry Seinfeld Florida is well known for its warm weather, white sandy beaches, and, of course, retirees. One does not have to venture far to realize that people over the age of...

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