On January 12, 2015 by Eric Klein
Most of us cringe at the thought of bankruptcy. With the media constantly outing celebrities and big businesses, delivering terrible tales of loss and soiled names, why wouldn’t we cringe? Many of us have even been in the very same position, where we feel stuck between a rock and a […]
On December 21, 2014 by Eric Klein
It is so tempting to say yes when a loved one asks you to co-sign for a loan they so desperately need. Regardless of how large or small the loan may be, adding your name to someone else’s debt is a very serious financial step. When you co-sign a loan, […]
On December 1, 2014 by Eric Klein
Credit Scores can seem tricky if you don’t understand exactly how it’s calculated and what you can do to improve and maintain a good credit score. Credit bureaus calculate credit score based on four main areas: your payment history patterns (such as late payments), any outstanding debt that you may […]
On May 5, 2014 by Eric Klein
A late payment on one account could cost you higher rates and fees on all of your accounts – from your credit cards to your auto insurance. Many auto insurers use statistical analysis to determine that people with bad credit are more likely to file claims, so are using credit […]
